The policyholder must disclose to the insurer all material risk circumstances of which he is aware before concluding the insurance contract. A circumstance which the insurer has expressly asked about in writing is deemed to be material in case of doubt. However, the policyholder must also inform the insurer after
Duties of loyalty are generally recognised in company law and in particular in the case of the company with limited liability (GmbH) in established case law. Duties of loyalty exist not only between the shareholders and the company, but also between the shareholders themselves. These duties of loyality can vary